• Insurance innovation entrepreneur
  • 45 years of insurance product development experience
  • Notable insurance innovations in the consumer products and energy industries
  • Founder of Zizian & Associates financial services consultancy
    Founder and CEO of Critical Period Insurance Agency Inc. (
  • Juris Doctorate Degree University of La Verne College of Law
  • LinkedIn Profile:

MICHAEL STEVENSON – Board Member – President

  • New insurance product pioneer for more than 35 years
  • Served as CEO for the past 20 years.
  • Extensive expertise in innovative offshore captives for auto, life, health and warranty
  • President of Critical Period Insurance Agency Inc.
  • Formerly AON Service Plan CEO, Federal Warranty – CEO -President
  • BS-Marketing Missouri State University
  • LinkedIn Profile:

JUDD KESSLER – Board Member – Investor Relations

  • Internationally recognized computer software pioneer since 1983
  • Founder and Chairman of Abacus Data Systems (AbacusLaw & AbacusAccounting)
  • Former Chairman California State Bar Law Practice Management Technology Section
  • Juris Doctor Degree – National University – Summa Cum Laude
  • University of California – BS Economics and Computer Science
  • Member of the California State Bar
  • LinkedIn Profile: